D&C 87:1 Verily, thus saith the Lord concerning the wars that will shortly come to pass, beginning at the rebellion of South Carolina, which will eventually terminate in the death and misery of many souls; And the time will come that war will be poured out upon all nations, beginning at this place. For behold, the Southern States shall be divided against the Northern States, and the Southern States will call on other nations, even the nation of Great Britain, as it is called, and they shall also call upon other nations, in order to defend themselves against other nations; and then war shall be poured out upon all nations. . . . . until the consumption decreed hath made a full end of all nations; -Joseph Smith Jr. December 25, 1832
War is not only a contest of resolve but also a test of economic strength. War cost money. Therefore, Alexander Hamilton, the first Secretary of the Treasury, convinced Thomas Jefferson to create a Federal Bank and to allow the country to run a national debt during times of war. With a endless supply of credit, a government could manufacture a neverending supply of warplanes, tanks and bombs. During the Civil War, Abraham Lincoln turned to Great Britain for financial assistance against the Southern States. However, when President Lincoln later learned the same British Rothschilds who were funding the Union Armies were also funding the Confederate Armies from their banks in France, he stopped paying interest payments on the nation's war debts and began printing Greenbacks. When a nation prints its own money, the nation's currency becomes devalued which shrinks the value of its debt through inflation. I am sure this action infuriated the European bankers and there is not a few who believe that in retribution, the Rothschild's ordered the assassination of President Lincoln. I don't think going into debt during war time is bad, what is bad is borrowing money from other countries. War Bonds should be sold only to US citizens.
Section 8. The Congress shall have power to lay and collect taxes, duties, imposts and excises, to pay the debts and provide for the common defense and general welfare of the United States; but all duties, imposts and excises shall be uniform throughout the United States; To borrow money on the credit of the United States; To regulate commerce with foreign nations, and among the several states, and with the Indian tribes; To establish a uniform rule of naturalization, and uniform laws on the subject of bankruptcies throughout the United States; To coin money, regulate the value thereof, and of foreign coin, and fix the standard of weights and measures;
"... (we) gave the people of this Republic the greatest blessing they have ever had - their own paper money to pay their own debts..." -Abraham Lincoln
Since the Civil War, European Banks have been enciting and funding both sides of numerous wars. World Banks have systematically taken control of the United States by enslaving all its citizens to the bondage of interest and socialism. The errosion of the Representative Democracy in America has been slow and steady.
The Coinage Act of 1873, de-monetized silver, and put the United States on a gold-only standard. The U. S. Treasury continued to issue silver certificates until 24 June 1968. President Richard M. Nixon announced in 1971 that the United States would no longer redeem currency for gold or any other precious metal, forming the final step in abandoning the gold and silver standards.
“I am a most unhappy man. I have unwittingly ruined my country. A great industrial nation is controlled by its system of credit. Our system of credit is concentrated. The growth of the nation, therefore, and all our activities are in the hands of a few men. We have come to be one of the worst ruled, one of the most completely controlled and dominated Governments in the civilized world - no longer a Government by free opinion, no longer a Government by conviction and the vote of the majority, but a Government by the opinion and duress of a small group of dominant men.” -President Woodrow Wilson
"The budget should be balanced; the treasury should be refilled; public debt should be reduced; and the arrogance of public officials should be controlled." -Cicero. 106-43 B.C.
"if that mischievous financial policy, which had its origin in the North American Republic, should become indurated down to a fixture, then that Government will furnish its own money without cost. It will pay off debts and be without a debt. It will have all the money necessary to carry on its commerce. It will become prosperous beyond precedent in the history of the civilized governments of the world. The brains and the wealth of all countries will go to North America. That government must be destroyed, or it will destroy every monarchy on the globe." -The London Times
"Permit me to issue and control the money of a nation, and I care not who makes its laws..." -Mayer Anselm Rothschild
Monday, December 21, 2009
Templars and Banking
The history of the modern age begins with the crucifixion of Jesus Christ, the martyrdom of His Apostles and followers, and disappearance of the true Church of Christ and the eventual rise of the apostate Catholic Church. To deal with the encroaching Christian religion, Constantine created a hybrid Pagan/Christian religion to end the religious division in the Empire. After the fall of the Roman Empire, the Catholic Church struggled to keep power and control. To prevent heresy, the Catholic church held church services in Latin, and discouraged literacy, restricted the arts and sciences, and limited access to reading the Bible. The western world fell into the Dark Ages. The only easy way for a commoner to learn to read and write was to join a monastery where learning, art, and science were strictly controlled. General illiteracy and scriptural ignorance persisted until Dante published "Inferno" in the lingua franca of Italian and Wycliff translated the Latin Vulgate into English.
Beginning with the First Crusades in 1119 , Western Europe desired to re-take Jerusalem and the Holy Land from the Ottoman Turks. The Catholic Church created The Poor Knights of the Temple of King Solomon or Knights Templar to protect religious tourists who desired to visit Israel and see the sights described in the Bible. While in Palestine, the Order of the Knights Templar identified and excavated holy sites, and secured a vast hoard of religious artifacts and relics. The Order became instantly wealthy selling authentic and fraudulent antiquities in Europe. During the Middle Ages, religious tourism was big. Small towns could bring in serious money by building an ostentatious cathedral featuring a quality relic such as St. Paul's toenail. Pilgrims who didn't have the money to visit Israel, could do the next best thing and visit and pray at a cathedral featuring several museum quality or sham relics and antiquities.
The Templars made money in other ways. The Order was a charity. Therefore, as a charity, they received large donations in support of the Crusades and the cause of the Holy Land. The Templars were also a monastic order, so all those who joined the order gave up all their worldly possessions upon becoming a Templar. In addition to protecting pilgrims, Knight's Templar also fought in the front lines of the Crusades. Templar Warriors were never permitted to retreat in battle and thousands of Templars ran suicide charges into the ranks of the Ottoman Turks only to be cut down by the Turk's superior Damascus Steel Sabers (carbon nano-tube steel).
The Order of the Knights Templar became the most powerful, wealthy, and influential order in the Catholic Church. In 1139, Pope Innocent II decreed that the Knights Templar could pass freely through any border, owed no taxes, and were subject to no one's authority except that of the Pope. In France, the order embarked on the ambitious project of establishing a national and European banking system.
Templars had a papal mandate to protect pilgrims during their travels to Jerusalem which expanded to protecting pilgrims in their travels from cathedral to cathedral throughout Europe along famed pilgrim routes. In addition to protecting people, the Knights also were put into service protecting possessions. Eventually, the Knights and Hospitallars developed the first modern banking and monetary system where pilgrims could deposit gold, valuables, and mortgage deeds at a local Templar house. Pilgrims were then given a signed and ciphered document describing the value of their deposited assets which the pilgrim could then redeem at another Templar house along the pilgrim route. Templars claimed all rights to mortgaged property. Therefore, they instituted the forbidden practice of exacting usury by claiming the interest collected was actually rent.
The party didn't last. By 1300, the Order had lost nearly all its lands in the Holy Land to the Muslims. King Philip IV of France, already deeply indebted to the Templars due to an unpopular and protracted war with England, was denied another loan to fund the war. This denial of credit didn't endear the Order to King Philip. Then, the Templars came up with a scheme to de-legitimize Philip IV's claim of divine right. The Templars claimed that while conducting excavations of the temple mount in Jerusalem, they discovered genealogical records which proved that Jesus Christ was married to Mary Magdalene. The Order claimed that not only was Jesus Christ married, but that he had offspring by her. The Order claimed that they had identified and located numerous direct descendants of Jesus and Mary and that this holy bloodline was married into the rival Merovingian Dynasty (sangréal = royal blood not holy grail).
In response, King Philip IV requested Pope Boniface VIII to renounce and excommunicate the order. The Pope refused. King Philip then kidnapped the Pope, poisoned the next Pope, Benedict XI, and influenced the college of cardinals to elect his childhood friend Clement V as the next Pope. On Friday, October 13, 1307 (origin of Friday the 13th myth), King Philip rounded up and tortured hundreds of Templars and got them to confess to denying Christ, urinating on the cross, idolatry and homosexuality (obscene kissing). Using these confessions, King Philip IV convinced Clement V to dissolve the Order in 1312. The surviving Templars disbanded, scattered, and fled throughout Europe. Many found refuge in Scotland and Great Britain and others in Italy.
Beginning with the First Crusades in 1119 , Western Europe desired to re-take Jerusalem and the Holy Land from the Ottoman Turks. The Catholic Church created The Poor Knights of the Temple of King Solomon or Knights Templar to protect religious tourists who desired to visit Israel and see the sights described in the Bible. While in Palestine, the Order of the Knights Templar identified and excavated holy sites, and secured a vast hoard of religious artifacts and relics. The Order became instantly wealthy selling authentic and fraudulent antiquities in Europe. During the Middle Ages, religious tourism was big. Small towns could bring in serious money by building an ostentatious cathedral featuring a quality relic such as St. Paul's toenail. Pilgrims who didn't have the money to visit Israel, could do the next best thing and visit and pray at a cathedral featuring several museum quality or sham relics and antiquities.
The Templars made money in other ways. The Order was a charity. Therefore, as a charity, they received large donations in support of the Crusades and the cause of the Holy Land. The Templars were also a monastic order, so all those who joined the order gave up all their worldly possessions upon becoming a Templar. In addition to protecting pilgrims, Knight's Templar also fought in the front lines of the Crusades. Templar Warriors were never permitted to retreat in battle and thousands of Templars ran suicide charges into the ranks of the Ottoman Turks only to be cut down by the Turk's superior Damascus Steel Sabers (carbon nano-tube steel).
The Order of the Knights Templar became the most powerful, wealthy, and influential order in the Catholic Church. In 1139, Pope Innocent II decreed that the Knights Templar could pass freely through any border, owed no taxes, and were subject to no one's authority except that of the Pope. In France, the order embarked on the ambitious project of establishing a national and European banking system.
Templars had a papal mandate to protect pilgrims during their travels to Jerusalem which expanded to protecting pilgrims in their travels from cathedral to cathedral throughout Europe along famed pilgrim routes. In addition to protecting people, the Knights also were put into service protecting possessions. Eventually, the Knights and Hospitallars developed the first modern banking and monetary system where pilgrims could deposit gold, valuables, and mortgage deeds at a local Templar house. Pilgrims were then given a signed and ciphered document describing the value of their deposited assets which the pilgrim could then redeem at another Templar house along the pilgrim route. Templars claimed all rights to mortgaged property. Therefore, they instituted the forbidden practice of exacting usury by claiming the interest collected was actually rent.
The party didn't last. By 1300, the Order had lost nearly all its lands in the Holy Land to the Muslims. King Philip IV of France, already deeply indebted to the Templars due to an unpopular and protracted war with England, was denied another loan to fund the war. This denial of credit didn't endear the Order to King Philip. Then, the Templars came up with a scheme to de-legitimize Philip IV's claim of divine right. The Templars claimed that while conducting excavations of the temple mount in Jerusalem, they discovered genealogical records which proved that Jesus Christ was married to Mary Magdalene. The Order claimed that not only was Jesus Christ married, but that he had offspring by her. The Order claimed that they had identified and located numerous direct descendants of Jesus and Mary and that this holy bloodline was married into the rival Merovingian Dynasty (sangréal = royal blood not holy grail).
In response, King Philip IV requested Pope Boniface VIII to renounce and excommunicate the order. The Pope refused. King Philip then kidnapped the Pope, poisoned the next Pope, Benedict XI, and influenced the college of cardinals to elect his childhood friend Clement V as the next Pope. On Friday, October 13, 1307 (origin of Friday the 13th myth), King Philip rounded up and tortured hundreds of Templars and got them to confess to denying Christ, urinating on the cross, idolatry and homosexuality (obscene kissing). Using these confessions, King Philip IV convinced Clement V to dissolve the Order in 1312. The surviving Templars disbanded, scattered, and fled throughout Europe. Many found refuge in Scotland and Great Britain and others in Italy.
Monday, December 07, 2009
Global Warming Fraud, Don't Sign that Treaty
Michael Mann is a climatologist and professor at Penn State University. Mr. Mann studies paleoclimate by looking at tree rings and is responsible for coming up with the famous "hockey stick" graph that is featured in Al Gore's "Inconvenient Truth" Narcimentary, and many United Nation's IPCC publications. Michael Mann also has a website at RealClimate.org. He has been in hot water of late as recently discovered emails reveal how he and his colleagues fudged the data on the "hockey stick" graph to make it look like human CO2 production is causing global warming. One email contains the quote: "I've just completed Mike's Nature trick of adding in the real temps to each series for the last 20 years. . . to hide the decline"
In response, Michale Mann has been all over the media this week explaining away the new emails and trying to sell the US public on the international climate summit in Copenhagen. Mr. Mann was on NPR and CNN today defending himself and his climate buddies at Penn State. In response to questions about the email, Mr. Mann says he says the statements about his "Nature Trick" and "hiding the decline" was taken out of context and it was just banter. Mann was then asked about the decline in public support for CO2-linked global warming. In response Mann said he felt it was unfortunate because this spirit of not skepticism but "contrariness" was at odds with an overwhelming consensus in the scientific community, and overwhelming evidence by the climate data. He likened Global Warming deniers to those who would try to claim 1+1=3. According to Mann, Not all ideas, like those who oppose a link between CO2 emissions and global warming, merit being published in peer reviewed journals. (No bias there) Michael Mann challenged those who oppose CO2-linked global warming to provide data to prove our side. Of course through the entire interview, Mann gave none of his own except to claim that the EPA, IPCC, and everyone else couldn't all be wrong.
1. We know Michael Man falsified the data in his 1000-year CO2/Surface Temp graph where he hid the global warming that occurred during the Medieval Warm Period and the Temp Declines for the past 10 years.
2. Ice Core Temp/Co2 data prove that Co2 level lag 600 years behind increases in temperature. This means that increasing temp is the driver for increased atmospheric CO2 and not the other way round. Correlation is not causation, especially when it lags behind by 600 years.
3. Increased global temperatures are caused by a combination of changing sun luminosity, sun spot activity (eg Maunder Minimum or Little Ice Age), fluctuations in the Earth's orbit around the Sun, and variability in the Earths tilt towards or away from the sun (Milakovich cycles). Because there is more water in the Southern Hemisphere, if the south is tilted closer to the sun, then you have more ocean warming which makes warmer oceans and more clouds. The warmer oceans can't hold as much diffused/dissolved CO2 which then is then is released into the atmosphere (think flat warm soda).
4. More CO2 means healthier and more lush plants. Do the experiment yourself in a sealed bell jar.
5. The Ice in the Arctic and on Mt Kilimanjaro is receding because temperature is colder. Colder oceans makes less clouds and less clouds make less rain and snow. Colder air means dryer air. Dryer air means the snow on Mt Kilimanjaro is sublimating away and not evaporating.
6. The Climate Summit in Copenhagen will sign over US sovereignty to a global government that will enforce CO2 emissions. Do you want the UN telling you that you can't buy that product or start that business because it produces too much CO2?
7. CO2 emission limits hurt the 3rd world whe need to industrialize to prosper. The token payments to 3rd-world countries is a drop in the bucket that will go into the pockets of corrupt leaders and not to the people.
8. The global warming group argue that a warmer earth will make more clouds which will trap more heat in the upper atmosphere. However, measurement shows that saturated clouds fall to lower atmosphere and there is no warming in the upper atmosphere and in spite of a prediction by 11 climate models claiming radiated heat into space would decrease with higher CO2, Dr. Richard Lindzen at MIT reports the measured data by ERBS satellite showing that radiated heat into space is actually increasing (Lindzen & Choi, GRS, 2009) with respect to suface temperature. Thus no global warming.
Mike would have you believe that Man-made global warming is "settled science" and Al Gore would have you believe that man-made global warming is the "most important moral issue of our generation." The truth is that while proper management of the environment is important, CO2 has nothing whatever causative to do with global temperatures, and CO2 is not a significant greenhouse gas.
Christopher Monckton, Viscount of Brenchley: YouTube Video 1; YouTube Video 2
BBC Documentary: "Global Warming Swindle": YouTube Video; 1,2,3,4,5,6,7,-->[[[8]]]<-- John Coleman, Weather Channel founder challenges Al Gore and Mann: YouTube Video
Don't sign the Copenhagen Climate Treaty President Obama.
In response, Michale Mann has been all over the media this week explaining away the new emails and trying to sell the US public on the international climate summit in Copenhagen. Mr. Mann was on NPR and CNN today defending himself and his climate buddies at Penn State. In response to questions about the email, Mr. Mann says he says the statements about his "Nature Trick" and "hiding the decline" was taken out of context and it was just banter. Mann was then asked about the decline in public support for CO2-linked global warming. In response Mann said he felt it was unfortunate because this spirit of not skepticism but "contrariness" was at odds with an overwhelming consensus in the scientific community, and overwhelming evidence by the climate data. He likened Global Warming deniers to those who would try to claim 1+1=3. According to Mann, Not all ideas, like those who oppose a link between CO2 emissions and global warming, merit being published in peer reviewed journals. (No bias there) Michael Mann challenged those who oppose CO2-linked global warming to provide data to prove our side. Of course through the entire interview, Mann gave none of his own except to claim that the EPA, IPCC, and everyone else couldn't all be wrong.
1. We know Michael Man falsified the data in his 1000-year CO2/Surface Temp graph where he hid the global warming that occurred during the Medieval Warm Period and the Temp Declines for the past 10 years.
2. Ice Core Temp/Co2 data prove that Co2 level lag 600 years behind increases in temperature. This means that increasing temp is the driver for increased atmospheric CO2 and not the other way round. Correlation is not causation, especially when it lags behind by 600 years.
3. Increased global temperatures are caused by a combination of changing sun luminosity, sun spot activity (eg Maunder Minimum or Little Ice Age), fluctuations in the Earth's orbit around the Sun, and variability in the Earths tilt towards or away from the sun (Milakovich cycles). Because there is more water in the Southern Hemisphere, if the south is tilted closer to the sun, then you have more ocean warming which makes warmer oceans and more clouds. The warmer oceans can't hold as much diffused/dissolved CO2 which then is then is released into the atmosphere (think flat warm soda).
4. More CO2 means healthier and more lush plants. Do the experiment yourself in a sealed bell jar.
5. The Ice in the Arctic and on Mt Kilimanjaro is receding because temperature is colder. Colder oceans makes less clouds and less clouds make less rain and snow. Colder air means dryer air. Dryer air means the snow on Mt Kilimanjaro is sublimating away and not evaporating.
6. The Climate Summit in Copenhagen will sign over US sovereignty to a global government that will enforce CO2 emissions. Do you want the UN telling you that you can't buy that product or start that business because it produces too much CO2?
7. CO2 emission limits hurt the 3rd world whe need to industrialize to prosper. The token payments to 3rd-world countries is a drop in the bucket that will go into the pockets of corrupt leaders and not to the people.
8. The global warming group argue that a warmer earth will make more clouds which will trap more heat in the upper atmosphere. However, measurement shows that saturated clouds fall to lower atmosphere and there is no warming in the upper atmosphere and in spite of a prediction by 11 climate models claiming radiated heat into space would decrease with higher CO2, Dr. Richard Lindzen at MIT reports the measured data by ERBS satellite showing that radiated heat into space is actually increasing (Lindzen & Choi, GRS, 2009) with respect to suface temperature. Thus no global warming.
Mike would have you believe that Man-made global warming is "settled science" and Al Gore would have you believe that man-made global warming is the "most important moral issue of our generation." The truth is that while proper management of the environment is important, CO2 has nothing whatever causative to do with global temperatures, and CO2 is not a significant greenhouse gas.
Christopher Monckton, Viscount of Brenchley: YouTube Video 1; YouTube Video 2
BBC Documentary: "Global Warming Swindle": YouTube Video; 1,2,3,4,5,6,7,-->[[[8]]]<-- John Coleman, Weather Channel founder challenges Al Gore and Mann: YouTube Video
Don't sign the Copenhagen Climate Treaty President Obama.
Monday, November 30, 2009
Financial Reform and the Non-Profit Community Safety Society Anti-Bank
In previous posts (1, 2, 3, 4, 5) I have identified and discussed how our current system of lending/borrowing is having significant negative effects on inflation, family values, heath care costs, family farms, and housing costs and which contributes to nearly every social problem today. In this post I will discuss the solution. We need a new system for lending and borrowing involving a sort of co-op anti-banking institution. Evidence that supports the need for such a co-op financial institution is found in the many co-op farms, grocery stores, insurance, and utilities popping up all over this nation. In our current system, nearly all profits go to the lender, while the individual borrower accepts all the risk. In a co-op financial, risk would be spread evenly across a community, as well as profits. The Community Safety Society would borrow ideas from Savings and Loans, Credit Unions, as well as Amish and Sharia Law Banking. Here is how it would work.
Current System
In our current system banks borrow our own tax dollars from the FED at prime (currently 0%), then according to fractional reserve banking they lend 10$ for every 1$ borrowed. I should have been a banker. When banks lend to us they need to make a profit, but they not only lend our own money back to us at a higher interest rate, they contractually bind us to an amortization schedule (instead of the balloon payment) that collects 95% interest for 20 years on a 30-year home loan. Their justification for such an obscene profit margin is the illusion of risk. Look at all the bank failures throughout history. But because of fractional reserve lending, and the bank creating money magically out of thin air, that means if people default on their loans, banks repo and sell their home and earn a nice profit. What kills banks is the practice of leveraging their fractional reserve dollars by trading them for stocks and derivatives. When the Stock and Derivative markets tank, the banks have lost their small fractional reserves and cannot lend or pay creditors. and then they go bankrupt. Our current system of indentured servitude and continual bank failures is designed this way on purpose. If home ownership is the American Dream, the home mortgage is the American Nightmare.
Anti-Banking
So, how should credit work that is immune to fluctuating markets? This system is partly based on Sharia Law Banking, Amish Banking, and Credit Unions. But as I do not entirely know exactly how all these work, I do know that both the Bible and the Qur'an have strict rules or prohibit the collection of usury or interest. This is not an anti-capitalist or free-market system. This is not a communist or socialist system. This is just a credit system that is non-profit, but profit-driven for its members, and is more fair and more immune to the instability of the markets. The name of our co-op anti-bank will be called a Community Safety Society (CSS).
Appreciating Assets
First, the Community Safety Society will only deal with loans and credit on assets that have the potential to increase in value or appreciate and not on assets which will depreciate. That is, our anti-bank will invest in homes, home improvement, real estate, and business ventures. The CSS will not provide credit for automobiles and other depreciating consumer commodities.
2 Ne. 9: 51 Wherefore, do not spend money for that which is of no worth, nor your labor for that which cannot satisfy.
When a member of the CSS seeks to purchase a home, the CSS member will negotiate with the bank to prove his credit worthiness and apply for the bank to purchase the CSS member's property of choice. Instead of lending money to the individual which is in turn used to purchase the property, the bank will purchase the property outright. Instead of charging interest up front on an amortized loan, CSS will charge a modest transaction fee to cover administrative costs. The CSS member may be required to come up with capital as a down payment on the home purchase. This money would be paid to CSS in partial repayment of the property. If 10% were paid by the CSS member, then the CSS member would become a 10% owner of the property, and CSS would have 90% ownership. As monthly payments were made, the CSS member would increase his ownership and equity in the property right from the start until the property was entirely paid for and the CSS became a 100% owner.
Underwriting, Repayment and Foreclosure
1. Loan worthiness will be assessed based on set criteria including: quality and redeem-ability of the asset, collateral, credit history, reputation, and capacity or ability to pay.
2. Repayment will be in monthly payments until the CSS member becomes achieves 100% ownership and the loan amount is repaid.
3. The joint-ownership agreement and contract may contain a time period by which the CSS member must assume full ownership of the property or asset.
4. There is no penalty for extra payments. The CSS member can achieve full ownership at any time.
5. If the home is sold before the CSS member has become full owner and the home is sold for a profit, those profits are divided between the anti-bank and the CSS member according to their percent ownership. Property and business value could be assessed annually and the repayment adjusted accordingly.
6. If the home looses value and is sold at a lose, then the CSS member and the bank share that lose according to each parties percent ownership. I currently prefer this arrangement over putting all the liability on the CSS member who could instead decide to not only default on the loan but also declare bankruptcy instead of take the full responsibility of the lost value of the home. However, I could change my mind.
7. If the CSS member is unable to make payments on the home, the home owner may be bought out by the bank. Every missed payment would detract from the CSS member's equity and ownership of the property until all equity and ownership was forfeited. Having immediate equity in the property would provide an insurance for the CSS member during periods of unemployment. If the CSS member could no longer make payments on the property and had divested himself of all ownership and equity, then the CSS anti-bank could then repossess the property, resell it, and retain any profits.
8. The CSS anti-bank may or may not operate on fractional reserves. Liquidity must be available to make purchases of assets and to satisfy savings withdrawals. If the anti-bank were allowed to lend based on fractional reserves, the bank would be liberated from the risks of CSS members defaulting on their mortgage arrangements. The CSS anti-bank must be able to buyout the home owners who default on their contract. Upon resale of the home, any lost resale value in the home would be factored into the buyout.
9. Reputation of the CSS member would be an important consideration in the decision to enter into any joint-contractual agreements. CSS would attempt to be fair, equitable, and non-discriminatory but as a private co-op-like business, the bank would need to be discriminating based on values and risk determined by its members and governing boards. Amish banking is a great example of using reputation as part of the underwriting process.
10. The greatest threat to CSS would be corruption and rejecting founding principles while being seduced to behave more like a traditional bank. CSS anti-bank could provide debit-cards and checking account services, provide travelers checks, money exchange, and may give loans against home equity for home improvement. Giving loans for cars or other assets that depreciate in value would not be permitted. CSS does not give loans, it purchases assets.
11. CSS would not exchange currency for derivatives. They may exchange currency for municipal bonds from the community. CSS would only invest in stock and stock options when investing in local business who they are in contractual joint-ownership. This would insulate the bank from market volatility outside the community.
12. CSS may apply for non-profit status. Dividends and profits paid to CSS investors and part-owners would be taxable, but CSS itself would reinvest any and all profits into the community.
13. CSS will undergo independent third-party auditing and accounting.
Savings and Dividends
CSS Members who open savings accounts with the CSS co-op anti-bank will exchange their currency for part ownership in the CSS. Currency would be exchanged for securities like a stock. When the CSS makes a profit on its investments, those profits will be shared as dividends with all its members according to thier percent ownership in CSS.
Run of the Anti-Bank
In the event of a run on the bank, and members making significant withdrawals of their savings and divesting themselves of part-ownership in the bank, much of the CSS capital will be locked up in property, business assets, and business stocks. CSS could make arrangements to sell these assets to their part-owners at a discount to raise the necessary capital. KSS members who are part-owners of a property or business could buyout the CSS anti-bank using currency obtained through a traditional banking loan.
Leadership
CSS leadership and government will be administered by an executive board with board members elected by the general membership. The governing executive board will appoint a president. The executive board and any hired support staff will receive appropriate hourly compensation for their positions. The level of compensation will be determined by the executive board.
Other Ideas
This concept of the Community Safety Society is by no means a finished product. I only recently started thinking about it. This is a work in progress that I hope will solve a critical problem in our country and in the world. This kind of co-op system is working in other communities right now. Co-op Farming, insurance, and even grocery stores are strong evidence for the need for financial reform. Co-op banking would replace the need for co-ops in all these individual areas as all businesses would essentially be co-ops already through the co-op CSS anti-bank.
Community-Based Farming, Community-Supported Agriculture, and Crop Sharing spreads the risks associate with farming to the whole community and not just onto the farmer. Farmers are paid upfront by community members to farm. If there is a bumper crop, the individual community members receive weekly deliveries of fresh produce. If a heavy rain causes tomatoes to split, then the community gets split tomatoes. If there is a crop failure, the community loses out on fresh produce, but the farm remains in business to try again next year. The farmer can sell excess produce to grocery stores and farmers markets.
Co-op Grocery Stores are making loyal customers part-owners in the business and paying out dividends.
Saving and Loan Failure
There were several factors which led to the S&L crisis in the 1980's. First, there was a dip in the housing marking and in housing prices. A slow housing market means less home mortgages and their associated fees. Second, interest rates were at an all time high which made borrowing money from the FED very expensive. The US government passed an unfair law limiting the amount of interest an S&L could offer on its accounts. This cut into the profit margin of the S&L's who had guaranteed obligations to pay generous interest on member CD's. Many investors took their money out of S&L's to invest elsewhere at a higher rate. S&L's began speculating in world markets and investing in risky foreign companies and ventures. S&L's suffered from internal corruption and lack of external oversight and regulation such as independent accounting and auditing. The Tax-Reform Act of 1986 ended the practice of tax-sheltering money in real estate. Deregulation allowed S&L's to behave more like banks and take bigger risks and they over extended themselves competing for investors. S&L's were exploited by a practice known as linked financing by deposit brokers. In this scam, deposit brokers promise banks new investors if they also lend to these same borrowers who were given money to invest and apply for a loan. These sham lenders/borrowers then turn around and give the borrowed money to the broker who then declares bankruptcy and defaults on the loan.
Current System
In our current system banks borrow our own tax dollars from the FED at prime (currently 0%), then according to fractional reserve banking they lend 10$ for every 1$ borrowed. I should have been a banker. When banks lend to us they need to make a profit, but they not only lend our own money back to us at a higher interest rate, they contractually bind us to an amortization schedule (instead of the balloon payment) that collects 95% interest for 20 years on a 30-year home loan. Their justification for such an obscene profit margin is the illusion of risk. Look at all the bank failures throughout history. But because of fractional reserve lending, and the bank creating money magically out of thin air, that means if people default on their loans, banks repo and sell their home and earn a nice profit. What kills banks is the practice of leveraging their fractional reserve dollars by trading them for stocks and derivatives. When the Stock and Derivative markets tank, the banks have lost their small fractional reserves and cannot lend or pay creditors. and then they go bankrupt. Our current system of indentured servitude and continual bank failures is designed this way on purpose. If home ownership is the American Dream, the home mortgage is the American Nightmare.
Anti-Banking
So, how should credit work that is immune to fluctuating markets? This system is partly based on Sharia Law Banking, Amish Banking, and Credit Unions. But as I do not entirely know exactly how all these work, I do know that both the Bible and the Qur'an have strict rules or prohibit the collection of usury or interest. This is not an anti-capitalist or free-market system. This is not a communist or socialist system. This is just a credit system that is non-profit, but profit-driven for its members, and is more fair and more immune to the instability of the markets. The name of our co-op anti-bank will be called a Community Safety Society (CSS).
Appreciating Assets
First, the Community Safety Society will only deal with loans and credit on assets that have the potential to increase in value or appreciate and not on assets which will depreciate. That is, our anti-bank will invest in homes, home improvement, real estate, and business ventures. The CSS will not provide credit for automobiles and other depreciating consumer commodities.
2 Ne. 9: 51 Wherefore, do not spend money for that which is of no worth, nor your labor for that which cannot satisfy.
When a member of the CSS seeks to purchase a home, the CSS member will negotiate with the bank to prove his credit worthiness and apply for the bank to purchase the CSS member's property of choice. Instead of lending money to the individual which is in turn used to purchase the property, the bank will purchase the property outright. Instead of charging interest up front on an amortized loan, CSS will charge a modest transaction fee to cover administrative costs. The CSS member may be required to come up with capital as a down payment on the home purchase. This money would be paid to CSS in partial repayment of the property. If 10% were paid by the CSS member, then the CSS member would become a 10% owner of the property, and CSS would have 90% ownership. As monthly payments were made, the CSS member would increase his ownership and equity in the property right from the start until the property was entirely paid for and the CSS became a 100% owner.
Underwriting, Repayment and Foreclosure
1. Loan worthiness will be assessed based on set criteria including: quality and redeem-ability of the asset, collateral, credit history, reputation, and capacity or ability to pay.
2. Repayment will be in monthly payments until the CSS member becomes achieves 100% ownership and the loan amount is repaid.
3. The joint-ownership agreement and contract may contain a time period by which the CSS member must assume full ownership of the property or asset.
4. There is no penalty for extra payments. The CSS member can achieve full ownership at any time.
5. If the home is sold before the CSS member has become full owner and the home is sold for a profit, those profits are divided between the anti-bank and the CSS member according to their percent ownership. Property and business value could be assessed annually and the repayment adjusted accordingly.
6. If the home looses value and is sold at a lose, then the CSS member and the bank share that lose according to each parties percent ownership. I currently prefer this arrangement over putting all the liability on the CSS member who could instead decide to not only default on the loan but also declare bankruptcy instead of take the full responsibility of the lost value of the home. However, I could change my mind.
7. If the CSS member is unable to make payments on the home, the home owner may be bought out by the bank. Every missed payment would detract from the CSS member's equity and ownership of the property until all equity and ownership was forfeited. Having immediate equity in the property would provide an insurance for the CSS member during periods of unemployment. If the CSS member could no longer make payments on the property and had divested himself of all ownership and equity, then the CSS anti-bank could then repossess the property, resell it, and retain any profits.
8. The CSS anti-bank may or may not operate on fractional reserves. Liquidity must be available to make purchases of assets and to satisfy savings withdrawals. If the anti-bank were allowed to lend based on fractional reserves, the bank would be liberated from the risks of CSS members defaulting on their mortgage arrangements. The CSS anti-bank must be able to buyout the home owners who default on their contract. Upon resale of the home, any lost resale value in the home would be factored into the buyout.
9. Reputation of the CSS member would be an important consideration in the decision to enter into any joint-contractual agreements. CSS would attempt to be fair, equitable, and non-discriminatory but as a private co-op-like business, the bank would need to be discriminating based on values and risk determined by its members and governing boards. Amish banking is a great example of using reputation as part of the underwriting process.
10. The greatest threat to CSS would be corruption and rejecting founding principles while being seduced to behave more like a traditional bank. CSS anti-bank could provide debit-cards and checking account services, provide travelers checks, money exchange, and may give loans against home equity for home improvement. Giving loans for cars or other assets that depreciate in value would not be permitted. CSS does not give loans, it purchases assets.
11. CSS would not exchange currency for derivatives. They may exchange currency for municipal bonds from the community. CSS would only invest in stock and stock options when investing in local business who they are in contractual joint-ownership. This would insulate the bank from market volatility outside the community.
12. CSS may apply for non-profit status. Dividends and profits paid to CSS investors and part-owners would be taxable, but CSS itself would reinvest any and all profits into the community.
13. CSS will undergo independent third-party auditing and accounting.
Savings and Dividends
CSS Members who open savings accounts with the CSS co-op anti-bank will exchange their currency for part ownership in the CSS. Currency would be exchanged for securities like a stock. When the CSS makes a profit on its investments, those profits will be shared as dividends with all its members according to thier percent ownership in CSS.
Run of the Anti-Bank
In the event of a run on the bank, and members making significant withdrawals of their savings and divesting themselves of part-ownership in the bank, much of the CSS capital will be locked up in property, business assets, and business stocks. CSS could make arrangements to sell these assets to their part-owners at a discount to raise the necessary capital. KSS members who are part-owners of a property or business could buyout the CSS anti-bank using currency obtained through a traditional banking loan.
Leadership
CSS leadership and government will be administered by an executive board with board members elected by the general membership. The governing executive board will appoint a president. The executive board and any hired support staff will receive appropriate hourly compensation for their positions. The level of compensation will be determined by the executive board.
Other Ideas
This concept of the Community Safety Society is by no means a finished product. I only recently started thinking about it. This is a work in progress that I hope will solve a critical problem in our country and in the world. This kind of co-op system is working in other communities right now. Co-op Farming, insurance, and even grocery stores are strong evidence for the need for financial reform. Co-op banking would replace the need for co-ops in all these individual areas as all businesses would essentially be co-ops already through the co-op CSS anti-bank.
Community-Based Farming, Community-Supported Agriculture, and Crop Sharing spreads the risks associate with farming to the whole community and not just onto the farmer. Farmers are paid upfront by community members to farm. If there is a bumper crop, the individual community members receive weekly deliveries of fresh produce. If a heavy rain causes tomatoes to split, then the community gets split tomatoes. If there is a crop failure, the community loses out on fresh produce, but the farm remains in business to try again next year. The farmer can sell excess produce to grocery stores and farmers markets.
Co-op Grocery Stores are making loyal customers part-owners in the business and paying out dividends.
Saving and Loan Failure
There were several factors which led to the S&L crisis in the 1980's. First, there was a dip in the housing marking and in housing prices. A slow housing market means less home mortgages and their associated fees. Second, interest rates were at an all time high which made borrowing money from the FED very expensive. The US government passed an unfair law limiting the amount of interest an S&L could offer on its accounts. This cut into the profit margin of the S&L's who had guaranteed obligations to pay generous interest on member CD's. Many investors took their money out of S&L's to invest elsewhere at a higher rate. S&L's began speculating in world markets and investing in risky foreign companies and ventures. S&L's suffered from internal corruption and lack of external oversight and regulation such as independent accounting and auditing. The Tax-Reform Act of 1986 ended the practice of tax-sheltering money in real estate. Deregulation allowed S&L's to behave more like banks and take bigger risks and they over extended themselves competing for investors. S&L's were exploited by a practice known as linked financing by deposit brokers. In this scam, deposit brokers promise banks new investors if they also lend to these same borrowers who were given money to invest and apply for a loan. These sham lenders/borrowers then turn around and give the borrowed money to the broker who then declares bankruptcy and defaults on the loan.
Noetic Science, Consciousness, and Coherence
(The following is just for fun)
I am listening to CoasttoCoastAM talking about physical coherence and human consciousness. I don't like when Art Bell, George Noory, and Ian Pundit tell ghost stories because it creates fear, global dissidence, or as LDS would say "spreads a bad spirit," but I enjoy when they speak on fun topics like what the mainstream would call "pseudo-science" or "meta-science." Tonight's subject is addressing how individual and global human consciousness can affect the physical world. According to the guests on the show, there way be scientific instruments that are able to measure these effects for the first time. However, if CoasttoCoastAM believes in what is called Noetic Science, they shouldn't have shows dedicated to telling ghost stories, UFOs, and spreading rumors, lies, and fear.
Dan Brown's latest thriller "the Lost Symbol" also discussed ideas and correlations of the emerging field of Noetic Science and presumed hidden knowledge of ancient civilizations preserved today in societies such as Freemasonry and in the Bible. Noetic Science is a new and emerging "meta-science" that claims that it can scientifically measure the direct effects of collective and individual human consciousness on the physical world. Like the CoasttoCoastAM show, One of Dan Brown's main characters claims they can scientifically measure the effects of prayer and meditation. Dan Brown played with the idea that ancient civilizations understood this science and this knowledge is preserved in the symbolism and ritual of Freemasonry and in the Bible: "Order from Chaos".
So, how are scientists supposedly measuring the effect of collective human consciousness or what is called "coherence" vs. "incoherence" or "dissonance?" It turns out that some researchers at Princeton and the Global Consciousness Project maintain a world-wide network of random number generators known as he EGG experiment. What they claim is that when there is a global incident like 911 or Princess Diana's death, because of global news, this creates a situation where there are hundreds of millions and even billions of people in the world who are experiencing a shared emotion of love or fear and maybe even a shared consciousness. And what this Princeton group claims is that during events like 911, they observed an effect of this shared global consciousness in their worldwide series of random number generators. The Princeton group claims that during global incidents that they are observing an increase in order and coherence among their worldwide network of random number generators or "Order from Chaos".
Richard C. Hoglan who is a common guest on CoasttoCoastAM also says that he was able to measure the effect of how ancient temples and pyramids were designed to focus these effects. Hoglan claims that he was able to use a Buliva watch and a tuning fork and measure a change in the frequency in the tuning fork as he walked up and down Maya pyramids in MesoAmerica. Hoglan claimed that something about the pyramids at Tiqual was affecting the mass and angular momentum of the tuning fork. However, Richard C. Hoglan needs to remember that large structures like Egyptian Pyramids collect and concentrate large static charges on their surfaces. If you take a metal hoop to the top of the pyramid at Giza the dissipation of electrical charge is so great that you can observe St. Elmo's Fire or plasma at the top as the charge is dissipated. It could be that this static charge gradient is the source of Dr. Hoglan's torsion-field effect.
I wonder if you could measure the same effect using a tuning fork which is usually used to calibrate a radar speed detector. However you would need an independent way to calibrate a radar speed detector and then have a continually resonating tuning fork and measure the changes in readings of the radar speed detector. Could measurements be observed in other high-precision instrumentation like laser gyroscopes and interferometry?
Another guest on CoasttoCoastAM, Greg Braydon, claims that on 911 there was a spike measured by the GOES weather satellites measurement of the global dipole moment of the Earth. The claim is that somehow the worldwide response to 911 caused a brief increase in the global magnetic field dipole moment of the Earth.
The guests on CoasttoCoastAM are of the opinion that the 2012 Maya Calender may be pointing to a convergence window of events such as a galactic alignment of the sun in the plane of the galaxy, a 26,000-year and 5,000-year progression of the equinoxes, and a possible record solar minimum or maximum, and a earth magnetic pole reversal which may cause all kinds of unknown affects. They are not speaking of the end of the Earth, but a new consciousness driven by changes in the world. Richard C. Hoglan and Greg Braydon are claiming that changes in the world will cause a change in human consciousness and at the same time that the united global consciousness and coherence could causes physical changes. Richard C. Hoglan calls this medium the torsion field effect, Shumman radio-frequency resonance, and the crystal heart.
One caller made an interesting point that there seemed to be a negative yet powerful amplifying force associated with the Maya doing human sacrifice and pulling the heart out at the top of a pyramid at a certain time. Maya believed that this kind of sacrifice changed the physical world around them in observable ways.
While I am repeating some of this, let me be clear that I don't believe most of it. I do not think anything will happen in 2012 just like I did not believe anything would happen in 2000. The Bible says that after the opening of the 7th Seal which likely refers to the year 2000, John in Revelation says that there would be silence for half-an-hour before there would be the sounding of the 7 Trumpets and the pouring out of the 7 cups of wrath. If 1000 years is 1 day to God, then half-an-hour would be 21 years not 12 years. And then after the sounding of the trumpets the Second Coming of Jesus Christ is sometime after that; at least 3 1/2 more years until Armageddon and the restoration of the Jewish Temple which must occur before Christ's Second Advent.
But being a religious and spiritual person, I believe in the power of prayer and meditation and it is fascinating to think about scientific experiments which possibly could measure an effect of coherent human consciousness. I don't know if all this is true, but the Princeton group claims that their EGG experiment is showing results. Being LDS, I also believe that temples and prayer circles can magnify the power and effect of prayer. Whether the effect of a temple or a prayer circle can be measured using a watch and tuning fork, I don't know. I agree with the guests that temples and pyramids can amplify miracles.
One idea that I was interested in also, was something Ian Pundit and Greg Braydon said about the human response to calamity. Ian was saying about how humans respond to fear and adversity. The Bible says that "perfect love casteth out fear." Accordingly, stress brings out the best or worst in people. Adversity shows people what they are made of. As the Bible says God has raised some up to honor and others to dishonor and that the Saints would come out of the tribulation with their clothes washed white in the blood of Christ. This is related to the fight or flight response. When people face adversity, they engage that adversity with faith, hope and love while others react, regress, and withdraw with fear and anger.
The show seemed to have a good conclusion that said that human consciousness could help things or make things worse. Human consciousness and hope could have the power to reverse and repair the world. However, there is a danger here. I disagree that human consciousness is the power here. Faith in Jesus Christ is the true power, and the real power of temples and Christian prayer circles is not the ritual and building itself, but that these rituals, ordinances and sacred spaces focus our collective faith in Christ which is the only true source of love and power to change hearts and save the world.
Dean Radin who is a Senior Scientist at the Global Oneness Project spoke about some interesting points. First he said that neuroscientists have found that a person's view of self and their worldview determines the quality of their morality. College students read over data on brain function with the following materialistic spin/opinion given by Nobel Laureate Francis Crick who said "We are nothing but a pack of neurons." Other students just read the factual data without the materialistic spin. Then both groups of students were given a test on the material with a promise of a monetary reward for a perfect score on the test and a way to cheat. The results of the study were that college students who had read "We are nothing but a pack of neurons" cheated much more than those students not exposed to this spin. This suggests what we already know, that when we are taught a Nietzsche/nihilist philosophy that there is an end of consciousness at death, or a Darwin/evolutionist view that we are all evolved from "pondscum", or we are taught an Evangelical doctrine that men are created beings no better than "dungbeetles" then we are more likely to eat, drink, and be merry for tomorrow we die. Dean Radin uses this data to justify continued research into Noetic Science because he claims that if we all realize that man is part of a large interconnected mind, and that our individual actions have effects on the system, then maybe our society will behave more ethically. LDS understand that all mankind are spirtual offspring of God the Father and are spiritually begotten and not made. Knowing this helps LDS exhibit a generally higher moral behavior.
Then Dean Radin suggests some very interesting ideas. He says that science is able to differentiate the brain from the mind. And says, the consciousness of the mind can already have affects on the physical world through our brain. So, if our mind can bring order to the chaotic system of the brain, then why could it not affect other systems. Then he wondered about the Internet. The Internet has become nearly as complicated and interconnected as the human brain. At some point could the Internet become senescent, self-aware, or conscious? What mind would be in control. Would the Internet become controlled or biased by a single global mind, or even the spirit of the Earth "Gaya" herself. Radin suggests the Internet may become a way in which the mind of man and the mind of the Earth could communicate and interact with one another instead of through weather and natural disaster. As our mind can control our brain, maybe a global consciousness could control the internet. LDS scripture tells us that the Earth will become sanctified and eventually become likened to a "sea of glass mingled with fire" were man will look into the Earth which will become a great Urim and Thummin and reaveal all things related to a lesser kingdom.
D&C 130:9 This earth, in its sanctified and immortal state, will be made like unto crystal and will be a Urim and Thummim to the inhabitants who dwell thereon, whereby all things pertaining to an inferior kingdom, or all kingdoms of a lower order, will be manifest to those who dwell on it; and this earth will be Christ’s.
Questions:
1. If adversity drives people to the extremes of fear vs. love respectively then wouldn't these forces be equal and opposite? If equal and opposite forces, how could the effect of those forces be measured? Unless the initial response to 911 was immediate horror, and then people split into groups expressing fear vs. faith and hope and love. However, light and dark are not equal and opposite. Darkness is only the absence of light. Love casteth out fear.
2. Therefore, would an increase in charitable giving after a catastrophe be measurable on a goodwill/chaos/coherence meter?
3. If Christ is not in the equation, then the science is false. But LDS do not throw out the baby with the bathwater. All truth has temporal and spiritual realities. Therefore, could there be a physical, quantifiable, and measurable aspect to the LDS temple and Christian prayer circle?
4. Could Noetic Science be a corrupt philosophy behind an emerging one world government? Which part of this philosophy is true and which part is the lie?
5. An experiement to test this hypothesis: The Super Bowl is usually played on a neutral field. Therefore, during the next Super Bowl, take 50 RNGs to each of the respective cities of both ciites, and 50 around the Super Bowl statium itself and then 50 more in Tokyo or other large city where the people are not not American Football fans as a negative control and see what happens with each touchdown or fumble and win or lose.
I am listening to CoasttoCoastAM talking about physical coherence and human consciousness. I don't like when Art Bell, George Noory, and Ian Pundit tell ghost stories because it creates fear, global dissidence, or as LDS would say "spreads a bad spirit," but I enjoy when they speak on fun topics like what the mainstream would call "pseudo-science" or "meta-science." Tonight's subject is addressing how individual and global human consciousness can affect the physical world. According to the guests on the show, there way be scientific instruments that are able to measure these effects for the first time. However, if CoasttoCoastAM believes in what is called Noetic Science, they shouldn't have shows dedicated to telling ghost stories, UFOs, and spreading rumors, lies, and fear.
Dan Brown's latest thriller "the Lost Symbol" also discussed ideas and correlations of the emerging field of Noetic Science and presumed hidden knowledge of ancient civilizations preserved today in societies such as Freemasonry and in the Bible. Noetic Science is a new and emerging "meta-science" that claims that it can scientifically measure the direct effects of collective and individual human consciousness on the physical world. Like the CoasttoCoastAM show, One of Dan Brown's main characters claims they can scientifically measure the effects of prayer and meditation. Dan Brown played with the idea that ancient civilizations understood this science and this knowledge is preserved in the symbolism and ritual of Freemasonry and in the Bible: "Order from Chaos".
So, how are scientists supposedly measuring the effect of collective human consciousness or what is called "coherence" vs. "incoherence" or "dissonance?" It turns out that some researchers at Princeton and the Global Consciousness Project maintain a world-wide network of random number generators known as he EGG experiment. What they claim is that when there is a global incident like 911 or Princess Diana's death, because of global news, this creates a situation where there are hundreds of millions and even billions of people in the world who are experiencing a shared emotion of love or fear and maybe even a shared consciousness. And what this Princeton group claims is that during events like 911, they observed an effect of this shared global consciousness in their worldwide series of random number generators. The Princeton group claims that during global incidents that they are observing an increase in order and coherence among their worldwide network of random number generators or "Order from Chaos".
Richard C. Hoglan who is a common guest on CoasttoCoastAM also says that he was able to measure the effect of how ancient temples and pyramids were designed to focus these effects. Hoglan claims that he was able to use a Buliva watch and a tuning fork and measure a change in the frequency in the tuning fork as he walked up and down Maya pyramids in MesoAmerica. Hoglan claimed that something about the pyramids at Tiqual was affecting the mass and angular momentum of the tuning fork. However, Richard C. Hoglan needs to remember that large structures like Egyptian Pyramids collect and concentrate large static charges on their surfaces. If you take a metal hoop to the top of the pyramid at Giza the dissipation of electrical charge is so great that you can observe St. Elmo's Fire or plasma at the top as the charge is dissipated. It could be that this static charge gradient is the source of Dr. Hoglan's torsion-field effect.
I wonder if you could measure the same effect using a tuning fork which is usually used to calibrate a radar speed detector. However you would need an independent way to calibrate a radar speed detector and then have a continually resonating tuning fork and measure the changes in readings of the radar speed detector. Could measurements be observed in other high-precision instrumentation like laser gyroscopes and interferometry?
Another guest on CoasttoCoastAM, Greg Braydon, claims that on 911 there was a spike measured by the GOES weather satellites measurement of the global dipole moment of the Earth. The claim is that somehow the worldwide response to 911 caused a brief increase in the global magnetic field dipole moment of the Earth.
The guests on CoasttoCoastAM are of the opinion that the 2012 Maya Calender may be pointing to a convergence window of events such as a galactic alignment of the sun in the plane of the galaxy, a 26,000-year and 5,000-year progression of the equinoxes, and a possible record solar minimum or maximum, and a earth magnetic pole reversal which may cause all kinds of unknown affects. They are not speaking of the end of the Earth, but a new consciousness driven by changes in the world. Richard C. Hoglan and Greg Braydon are claiming that changes in the world will cause a change in human consciousness and at the same time that the united global consciousness and coherence could causes physical changes. Richard C. Hoglan calls this medium the torsion field effect, Shumman radio-frequency resonance, and the crystal heart.
One caller made an interesting point that there seemed to be a negative yet powerful amplifying force associated with the Maya doing human sacrifice and pulling the heart out at the top of a pyramid at a certain time. Maya believed that this kind of sacrifice changed the physical world around them in observable ways.
While I am repeating some of this, let me be clear that I don't believe most of it. I do not think anything will happen in 2012 just like I did not believe anything would happen in 2000. The Bible says that after the opening of the 7th Seal which likely refers to the year 2000, John in Revelation says that there would be silence for half-an-hour before there would be the sounding of the 7 Trumpets and the pouring out of the 7 cups of wrath. If 1000 years is 1 day to God, then half-an-hour would be 21 years not 12 years. And then after the sounding of the trumpets the Second Coming of Jesus Christ is sometime after that; at least 3 1/2 more years until Armageddon and the restoration of the Jewish Temple which must occur before Christ's Second Advent.
But being a religious and spiritual person, I believe in the power of prayer and meditation and it is fascinating to think about scientific experiments which possibly could measure an effect of coherent human consciousness. I don't know if all this is true, but the Princeton group claims that their EGG experiment is showing results. Being LDS, I also believe that temples and prayer circles can magnify the power and effect of prayer. Whether the effect of a temple or a prayer circle can be measured using a watch and tuning fork, I don't know. I agree with the guests that temples and pyramids can amplify miracles.
One idea that I was interested in also, was something Ian Pundit and Greg Braydon said about the human response to calamity. Ian was saying about how humans respond to fear and adversity. The Bible says that "perfect love casteth out fear." Accordingly, stress brings out the best or worst in people. Adversity shows people what they are made of. As the Bible says God has raised some up to honor and others to dishonor and that the Saints would come out of the tribulation with their clothes washed white in the blood of Christ. This is related to the fight or flight response. When people face adversity, they engage that adversity with faith, hope and love while others react, regress, and withdraw with fear and anger.
The show seemed to have a good conclusion that said that human consciousness could help things or make things worse. Human consciousness and hope could have the power to reverse and repair the world. However, there is a danger here. I disagree that human consciousness is the power here. Faith in Jesus Christ is the true power, and the real power of temples and Christian prayer circles is not the ritual and building itself, but that these rituals, ordinances and sacred spaces focus our collective faith in Christ which is the only true source of love and power to change hearts and save the world.
Dean Radin who is a Senior Scientist at the Global Oneness Project spoke about some interesting points. First he said that neuroscientists have found that a person's view of self and their worldview determines the quality of their morality. College students read over data on brain function with the following materialistic spin/opinion given by Nobel Laureate Francis Crick who said "We are nothing but a pack of neurons." Other students just read the factual data without the materialistic spin. Then both groups of students were given a test on the material with a promise of a monetary reward for a perfect score on the test and a way to cheat. The results of the study were that college students who had read "We are nothing but a pack of neurons" cheated much more than those students not exposed to this spin. This suggests what we already know, that when we are taught a Nietzsche/nihilist philosophy that there is an end of consciousness at death, or a Darwin/evolutionist view that we are all evolved from "pondscum", or we are taught an Evangelical doctrine that men are created beings no better than "dungbeetles" then we are more likely to eat, drink, and be merry for tomorrow we die. Dean Radin uses this data to justify continued research into Noetic Science because he claims that if we all realize that man is part of a large interconnected mind, and that our individual actions have effects on the system, then maybe our society will behave more ethically. LDS understand that all mankind are spirtual offspring of God the Father and are spiritually begotten and not made. Knowing this helps LDS exhibit a generally higher moral behavior.
Then Dean Radin suggests some very interesting ideas. He says that science is able to differentiate the brain from the mind. And says, the consciousness of the mind can already have affects on the physical world through our brain. So, if our mind can bring order to the chaotic system of the brain, then why could it not affect other systems. Then he wondered about the Internet. The Internet has become nearly as complicated and interconnected as the human brain. At some point could the Internet become senescent, self-aware, or conscious? What mind would be in control. Would the Internet become controlled or biased by a single global mind, or even the spirit of the Earth "Gaya" herself. Radin suggests the Internet may become a way in which the mind of man and the mind of the Earth could communicate and interact with one another instead of through weather and natural disaster. As our mind can control our brain, maybe a global consciousness could control the internet. LDS scripture tells us that the Earth will become sanctified and eventually become likened to a "sea of glass mingled with fire" were man will look into the Earth which will become a great Urim and Thummin and reaveal all things related to a lesser kingdom.
D&C 130:9 This earth, in its sanctified and immortal state, will be made like unto crystal and will be a Urim and Thummim to the inhabitants who dwell thereon, whereby all things pertaining to an inferior kingdom, or all kingdoms of a lower order, will be manifest to those who dwell on it; and this earth will be Christ’s.
Questions:
1. If adversity drives people to the extremes of fear vs. love respectively then wouldn't these forces be equal and opposite? If equal and opposite forces, how could the effect of those forces be measured? Unless the initial response to 911 was immediate horror, and then people split into groups expressing fear vs. faith and hope and love. However, light and dark are not equal and opposite. Darkness is only the absence of light. Love casteth out fear.
2. Therefore, would an increase in charitable giving after a catastrophe be measurable on a goodwill/chaos/coherence meter?
3. If Christ is not in the equation, then the science is false. But LDS do not throw out the baby with the bathwater. All truth has temporal and spiritual realities. Therefore, could there be a physical, quantifiable, and measurable aspect to the LDS temple and Christian prayer circle?
4. Could Noetic Science be a corrupt philosophy behind an emerging one world government? Which part of this philosophy is true and which part is the lie?
5. An experiement to test this hypothesis: The Super Bowl is usually played on a neutral field. Therefore, during the next Super Bowl, take 50 RNGs to each of the respective cities of both ciites, and 50 around the Super Bowl statium itself and then 50 more in Tokyo or other large city where the people are not not American Football fans as a negative control and see what happens with each touchdown or fumble and win or lose.
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